Unit Trust/Mutual Fund
Participating in a Unit Trust gives you greater opportunities for investments and savings through a ‘pool’ of funds invested in diversified investment products. These are usually a combination of, or one of the following: stock market, real estate, government securities, and regular fixed deposits. Capital & Credit Fund Managers offers three funds – the CCFM Income and Growth Fund, the CCFM Optimum Capital Fund and the CCFM Giltedge Fund.
The CCFM Income & Growth Fund is invested primarily in the stock market with a component in fixed income instruments, and allows the investor to benefit from participating in the stock market through the Fund Managers' expertise and market intelligence. The return and gains on this Fund are completely TAX-FREE.
The CCFM Optimum Capital Fund is invested primarily in the stock market and commercial real estate, with a fixed income component. This fund aims to maximize capital gains through its mix of securities. The return and gains on this Fund are completely TAX-FREE.
The CCFM Giltedge Fund is invested primarily in money market instruments, ensuring that a positive return is made. The Giltedge Fund generally offers a better yield (return) than that which is offered in the short-term money market. The return and gains on this Fund are TAX-FREE after 5 years.
Who Can Benefit?
- Individuals/Corporations/Groups with small or large amounts of funds who wish to invest in the medium to long term with moderate risk
What a Unit Trust Offers?
- Diversified investment options which yield higher returns than ordinary savings accounts
- The minimum initial investment is low, and is therefore attractive to small investors
- Units are ideal for saving towards long-term goals such as purchasing a home, a university education, or retirement
- You can access funds easily
- Returns on capital gains are tax free*
- Your funds are managed by reputable and successful Fund Managers
How It Works?
- Units are purchased in the fund(s) of choice
- Funds are professionally managed by CCFM
- Assets are held by Trustee
- All income earned and dividends received are reinvested in the funds
NOTE: Capital & Credit Securities Ltd. is an agent for Unit Trust products offered by Capital & Credit Fund Managers Ltd.
* Subject to conditions of the Giltedge Fund
